Personal Financial Planning

If you're looking to improve your personal financial situation or if you've got that nagging feeling that "all is not quite right" as far as the future is concerned, we can help.

A Personal Financial Plan looks at your unique financial situation: your assets and debts, income and expenses, your obligations and your goals. Simply stated, it means accumulating enough money to do what you want to do, when you want to do it! Over the last few years, many clients have come to rely on us as sounding boards and key financial advisors, or "personal financial coaches".

The Six Steps of Financial Planning:

Step One: Gathering Data
With your help, we gather information about you, your finances, your interests, attitudes and goals.
Step Two: Identifying Opportunities
Once your personal situation is captured, challenges to achieving your goals and opportunities for improvement become clear.
Step Three: In-Depth Analysis
Using all the information you provide, we analyze your cash flow, your level of protection against risk, your income taxes, your savings and investments, your retirement plans. and your estate plans. We listen to your concerns and attitudes and include them as we develop your personal financial plan.
Step Four: Recommendations
We make specific recommendations and provide a step-by-step plan to help you make the most of your money.
Step Five: Implementation
For your financial plan to be effective, you must put it into action! We guide this process .
Step Six: Regular Review
Personal situations change, tax laws change, economic environments change. Your personal financial plan must be reviewed regularly ro ensure that it keeps pace with these changes.

Ready to Work on Your Financial Plan?

Get in touch with us for your no charge initial consultation to determine how we can best work together.